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BCR supports green homes certified by RoGBC through the Casa Mea Natura mortgage loan

  • Writer: Romania Green Building Council
    Romania Green Building Council
  • Jul 22
  • 3 min read

In a global context where climate change, energy efficiency, and environmental responsibility are top priorities, the transition toward sustainable housing is no longer just an option, but a necessity. To support this shift, BCR, in partnership with the Romania Green Building Council (RoGBC), has launched a dedicated offer: the Casa Mea Natura mortgage loan, specifically designed for the purchase or refinancing of certified green homes.


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A Financial Tool for Those Who Choose Sustainability


The Casa Mea Natura mortgage is a product designed to meet the needs of a growing number of Romanians interested in energy-efficient, healthy homes with a low environmental impact. It can be used for the purchase or refinancing of a property that is either:


  • certified as a green home by the Romania Green Building Council,

  • or has an energy performance class A and was built after the year 2000.


Beyond the direct benefits offered to clients, this financial product supports RoGBC’s mission to promote responsible and sustainable urban development in Romania.


Attractive Financial Terms


BCR’s offer includes a series of preferential conditions for those who choose to invest in a green home:


  • Fixed interest rate of 4.79% per year for the first 3 years, then variable: IRCC + 2.1%, for clients enrolled in the MAX or MAX INVEST benefit programs or those who transfer their monthly income to a BCR account

  • For clients who do not meet these conditions, the interest rate is 5.99% per year for the first 3 years, then IRCC + 3.3%

  • ZERO credit administration fee and no property evaluation costs

  • Low-cost life insurance: only 0.026% monthly, applied to the outstanding loan balance

  • Representative example: for a loan of 350,000 RON over 25 years, the monthly installment is approximately 2,094 RON for the first 3 years, then around 2,645 RON. The Annual Percentage Rate (APR) is 7.39%, and the total repayable amount is 766,420 RON.


This offer is valid until August 20, 2025.


Genuine Support Beyond Financing


What sets this product apart is its integration into a comprehensive ecosystem that supports green building. As a result, clients can benefit from:


  • a fully digitalized process through the George mobile and online banking app

  • personalized financial guidance in dedicated Xpert Casa centers

  • active promotional campaigns – such as interest-free installments for sustainable products from IKEA or other exclusive discounts

  • refinancing support – BCR covers up to 2,000 RON of notarial costs for existing green home loans


The Role of RoGBC Certification


The certification provided by the Romania Green Building Council confirms that a home meets strict sustainability criteria, such as:


  • low energy consumption

  • responsible use of resources

  • high indoor air quality

  • reduced carbon emissions and environmental impact


This certification adds long-term value to the property and ensures a high level of comfort for its occupants, while also helping to lower monthly maintenance and utility costs.


Why This Partnership Matters


The partnership between BCR and RoGBC marks a significant step forward in accelerating the transition to sustainable housing in Romania. By creating dedicated financial products, financial institutions play a crucial role in democratizing access to green living.



What’s Next?


RoGBC encourages developers, end-users, architects, and consultants to explore the opportunities offered by this loan and to integrate green building principles into their projects.

Beyond the immediate financial advantages, investing in certified green homes contributes to achieving both national and European climate goals, while enhancing urban resilience.



📍For more details about Casa Mea Natura, visit 👉 www.bcr.ro/casa-mea-natura

📩 If you have questions about RoGBC certification or want to register a green home, feel free to contact us at info@rogbc.org

 
 
 

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